RateCraft

Specialties

At RateCraft, we specialize in Insurance Consulting. Our company offers businesses a unique service to greatly reduce the cost of business insurance by an average of 35% and up to 75%. Since the company does not sell insurance, it is paid a percentage of the savings received by the client. The company has a 98% success rate of negotiating a superior deal for their clients. Savings can be received on group health insurance, workers compensation, liability, property, commercial auto; basically, any type of business insurance. RateCraft has been in operation since 1996 in the Western United States providing consistent savings for businesses across all industries.

History

Established in 1996.

Our business was started by Andrea Luoni an insurance agent for over 25 years who thought their was a better way to help businesses with the purchasing and management of their insurance portfolio. It was founded and still exist on a no lose proposition — nothing to risk, everything to gain.

Meet the Business Owner

Andrea L.

Business Owner

Andrea Luoni has more than 25 years of experience in the insurance industry and 12 years as the President and founder for Premium Rate Analysis, Inc. Andrea has extensive experience in commercial insurance analytics, business development, marketing, risk assessment and negotiating contracts.

Prior to the founding of Premium Rate Analysis, Inc. Ms. Luoni was a commercial insurance executive with Westland Insurance Brokers in San Diego, a leading insurance brokerage firm focusing on medium to large commercial accounts.

Andrea’s favorite quote — «I didn’t think you would actually be able to do this» author — many Ratecraft clients. Andrea loves making what seems unbelievable a reality.

For fun — she runs, bikes & swims whenever possible.