Smallwood & Small

Specialties

Your one-​stop-​shop for short and long-​term life planning, Smallwood and Small offers the most comprehensive and affordable auto and homeowners insurance in the Eastern Panhandle. Our experts are seasoned, savvy and ready to serve customers in West Virginia’s Eastern Panhandle and throughout the tri-​state region.

Meet the Business Owner

Fred Kerns and Tom Miller P.

Business Owner

For over three decades, Tom and Fred have ushered in an era of unprecedented growth and industry acclaim. Fred and his team strive to find the most comprehensive and economically-​priced insurance solutions for their clients. Their unwavering commitment to affordability and superior customer service has created a multi-​generational insurance family that’s 10,000 policyholders strong.

Under Tom’s tutelage, Smallwood and Small’s policy holders enjoy superb customer service, expedited claims support and insurance products exclusively crafted to their coverage needs. A decorated military veteran, Tom is a true patriot of the people; he’s committed to giving customers exactly what they need at every age and stage. As a top agency producer to this day, Tom is an expert in all areas of commercial, auto, homeowners, life and health insurance, group benefits and pension products.