Juan Torres – Alterra Home Loans

Specialties

Juan Torres and The Alterra Home Loans Team are committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available

Whether you’re a first time home buyer, purchasing your dream home, seasoned investor, refinancing an existing mortgage, or consolidating debt, I can help you achieve your goals.

Great credit, average credit. 3.5% down or 50% down, we have a loan program to fit all your purchase and refinance needs.

I’m also an expert on 203k Renovation Lending, which is a program particularly well suited for buyers of fixer-​uppers and REOs in need of repair. How a Renovation Loan works is homebuyers finance both the purchase and future repairs on their new home with one loan.

I value your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

History

Established in 2006.

Career started in the Broker world. I’ve worked with Natins Bancorp, Platinum Home Financing, Surety Financial, Prospect Mortgage and Alterra Home Loans

Meet the Business Owner

Juan T.

Business Owner

I’ve been a mortgage professional for more than six years. My high production year-​after-​year has given me tremendous experience in a relatively short amount of time. I earned my NMLS endorsement in January 2011. I truly believe in accreditation and continuing education and constantly expanding my professional knowledge. I specialize in a broad range of loan products, including Conventional, FHA, Homepath and Jumbo, I serves a diverse clientele from first-​time homebuyers to seasoned real estate investors.

I am a strong marketer and a user of social media.

–Facebook

–Twiter

When I’m not originating loans, I spend quality time with my wife and two children. I’m an active outdoorsman, I enjoy mountain biking and snowboarding. I volunteered with the organization Kid​tas​tic​.org and El Faro Orphanage in Tijuana, Mex.