Premier Reverse Mortgage Solutions

Specialties

Premier Reverse Solutions, based in Carlsbad, CA, specializes in reverse mortgages with emphasis on advanced retirement planning strategies.

«Our #1 goal is to assure that the reverse mortgage is the right solution for each client,» said Ted Lange, Sr., CFP, who founded the company with this son, Ted Lange, Jr., MBA.

Ted Jr. added that a reverse mortgage is an integral part of comprehensive retirement plan. «It’s a unique financial component that’s unmatched in terms of the retirement benefits.»

While most firms sell exclusively over the phone, Premier Reverse Solutions believes that a well integrated retirement plan deserves more than a phone call, so every transaction is conducted in person, usually in the comfort of the clients’ own home.

History

Established in 2010.

With both banking experience (Wells Fargo and First National Bank) and financial planning know-​how (Ted Sr. is a Certified Financial Planner and Ted Jr. earned his Masters in Business Administration), the Premier Team approaches each client’s needs from a big-​picture perspective.

«Reverse mortgages help achieve large goals in conjunction with a variety of other financial elements,» said Ted Sr. For example, he said that reverse mortgages can be indispensable when clients want to retire early or delay drawing on Social Security.

«Our goal,» said Ted Jr. «is to determine how reverse mortgages integrate into our clients’ overall financial needs.» He notes that such mortgages have unique characteristics, such as not being taxable, which can help avoid having to use taxable resources such as 401(k)s to retire debt. (Consult with your tax advisor regarding your personal situation.)

Premier Reverse Solutions has been serving families throughout San Diego County since 2010.

Meet the Manager

Ted L.

Manager

Besides their educational and professional credentials, both partners maintain the required licenses with

the NMLS (Nationwide Mortgage Licensing System):

Ted Lange Sr. NMLS #455 531

Ted Lange Jr. NMLS #455 217