Don’t ever have a problem and depend on Plymouth Rock to protect you. I did and got screwed, and screwed again as I tried to get«basic services» of $ 20 a day to help take care of myself as I was laid up with a broken ankle, and told I can’t put any weight on it for 4 – 6 weeks. All I needed was their protection I was entitled to in the provisions of my policy and I could of taken care of myself. BEWARNED!