Lighthouse Acceptance Corporation

Do not trust these guys. I screwed up with my loan and then had my car repossessed, called and tried to do the right thing by making arrangements on the balance after the car went to auction, and they would not work out a payment arrangement. They expected me to make the full amount of a car payment after them taking the car…

Lighthouse Acceptance gave me a loan when no one else would and I am super grateful. The interest rate was high but because I made my payments on time after a year and a half I was able to refinance and get the car and interest rate I REALLY wanted. Never had an issue with them but then again I did pay my bill on time.
Highly recommended, lent to me after a bankruptcy when I desperately needed a car for work and was turned down everywhere else.

Do not get a loan from Lighthouse, you will regret it. Like a sucker, I accepted their loan offer at 29.5% over five years. Shame on me, but they are bottom feeding loan sharks who prey on people with challenged credit. There are no grace periods and they will hound you incessantly if you are even a day late, regardless of your payment history
Update 11÷03÷15 — Successfully terminated my contract with LAC in 2014 (traded in the vehicle). At the time, general manager Rich Boechler and I agreed upon a $ 6,000 payoff for the vehicle to close out my contract. A year later I found out there was a $ 1,000 refund on an unused extended service contract that LAC kept without notifying me, in addition to the $ 6,000 they were paid for the vehicle. Rich never mentioned the $ 1,000 refund when we agreed on the payoff, although he made up his own story about it (lesson learned — always get it in writing). He lied to me, to a judge in small claims, and would probably do just about anything to keep his pitiful job. It’s disgusting how deceptive and unprofessional the people at Lighthouse are. I can’t imagine how they sleep at night feeling so dirty.