Dr Jang is an experienced dentist. But beware of your signature. They will come after you for the total balance rejected by the insurance company(usually around half of the total cost). The initial payment they propose is not the actual cost out of your pocket. You will end up paying for more than half of the total cost. That’s probably why you are asked to sign a FINANCIALAGREEMENT. They took my signature while I was in the middle of dental treatments. Definitely a good business plan!