Hillsborough Title

Easily the worst closing experience of my life. The staff treats you like you’re working for them, they don’t send funds in a timely manner, and are nearly impossible to get ahold of. My closing took nearly three months. AVOID AT ALL COSTS.

I would rate my experience with Hilsborough Title (HT) as unsatisfactory. The facts. I am a retired home builder so I have dealt with thousands of closings and many Title Companies, so I am not ignorant on how they operate. My dealing with Hillsborough Title is as a lender, with Nicole Culbreath the closing agent. On March 23^rd I received wiring instructions from HT for the closing that was scheduled for March 27^th. I replied that money was wired the 24^th and that the note and mortgage was sent to HT, with instructions to return the recorded note and mortgage to me at my P.O. Box. 2 weeks later on April 14^th I emailed Nicloe Culbreath with a request for the note and mortgage. I received a reply that the Title policy had not been completed, I had not requested the Title Policy but the note and mortgage so her response did not address my request. On April 28^th I received my first check for the loan, I then realized that I still had no documentation for my files. On April 29^th I emailed my 2^nd request for the note and mortgage. There was no reply so I called Nicole Culbreath and spoke with the receptionist who could not help me with my request but said that she would have Nicole Culbreath call me. No return call. I am still waiting.