NJB Holdings Inc is just a corporation that serves as a holding company for Norman J. Brodeur. Notice the initials? Having done business with this individual(and his entities), be WARNED that this person OR entity under his control has not only stolen from me, but others as well. NJB Holdings is currently listed as a holding company of AdaptiveMedia, aka AdaptiveMedias, so, in my opinion, be careful if you end up working with that company, or any company listing NJB Holdings Inc or Norman J Brodeur as a controlling interest/party. If you have payments due from this company that are late, start moving quick to collect; if you can collect at all.