Bread and Cocoa

San Francisco, United States

3.3

Open now

22 reviews

Accepts Credit Cards
Free Wi-Fi

Contacts

QR code, vCard

Telephone:
+1 415-956-7200
Website:
www.breadandcocoa.com
Address:
199 Sutter St, San Francisco, CA, 94104
b/t Lick Pl & Kearny St
Financial District
Nearby public transportation stops & stations:
590 ftBig Bus Tours Stop 17, China Town
740 ftMontgomery Street
0.3 miBig Bus Tours Stop 5, Union Square South
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Bussiness info

Takes Reservations
No
Delivery
No
Take-out
Yes
Accepts Credit Cards
Yes
Good For
Lunch
Parking
Street
Bike Parking
No
Wheelchair Accessible
Yes
Good for Kids
Yes
Good for Groups
Yes
Attire
Casual
Ambience
Casual
Noise Level
Average
Alcohol
No
Outdoor Seating
Yes
Wi-Fi
Free
Has TV
No
Waiter Service
No
Caters
Yes
Good for Working
Yes

Today

Today 6:30 am – 5:00 pm
Open now
Local time (San Francisco) 14:49 Friday, 27 June 2025

Business hours

Monday 6:30 am – 5:00 pm
Tuesday 6:30 am – 5:00 pm
Wednesday 6:30 am – 5:00 pm
Thursday 6:30 am – 5:00 pm
Friday 6:30 am – 5:00 pm
Saturday 8:00 am – 5:00 pm
Sunday 8:00 am – 5:00 pm

Description

Specialties

Bread and Cocoa is a gourmet café with 44 seats located in the Union Square-​Financial District of San Francisco. We offer a healthy assortment of breakfast and lunch options filled with rich, organic ingredients for a guilt-​free alternative for a sit down or meal on-​the-​go.

Our coffee is locally roasted and brewed to perfection. When paired with one of our artisan breakfast sandwiches made with home-​baked bread and all-​natural ingredients, it provides the extra pep in your step needed to get through the day in top form!

Our lunch menu offers a fantastic variety of soups, salads, and sandwiches (including our toasted paninis) filled with fresh ingredients and in-​house roasted meats. Our tomato soup paired with our Humboldt fog sandwich is a local favorite!

Last (but certainly not least), Bread and Cocoa offers a selection of sweets and treats that we believe are just as healthy as they are delicious! We invite you to try one of our many homemade cookies, gluten-​free pastries and tortes, and house-​made chocolate ganache for a little guiltless indulgence.

Whether on the go or enjoying a relaxing day across the bay, Bread and Cocoa is the perfect place to call your second home in the heart of downtown San Francisco. We hope to see you soon!

History

Established in 2009.

Bread and Cocoa has been serving downtown San Francisco since 2009.

Our mission is to provide delicious and nutritious in a warm and inviting environment.

With 5 years of success, we look forward to adding you to our long history of happy customers.

Meet the Business Owner

Ed D.

Business Owner

Founder

Ed is a long time San Francisco businessman who’s been satisfying hungry San Franciscans since 1988. He built The Box Lunch Company into the city’s most popular hi-​quality corporate catering company back in the 90’s before selling 6 years ago. Now he’s off and running with Bread and Cocoa providing all natural, healthfull and delicious fare in the MIDI (between the FIDI and UNION Square).

Bread and Cocoa also recommends

Ideale

559

reviews

Italiano

Ed D. says,

«I love Tessa and all the staff there, the waiters are professional and make me feel like I’m in there Home. The food is wonderful.»

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Nearby

Near this location:
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Galleria Park Hotel 191 Sutter St
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22 reviews of Bread and Cocoa

No registration required
Place rating: 4
Half Moon Bay, CA
Always fresh and good, friendly staff. The WiFi is a little fickle, but when it’s working you can even get a bit of work done during your coffee stop…
Place rating: 5
Calistoga, CA
Awesome place. Great food, wonderful hardworking staff. My favorite breakfast gang out in the city.
Place rating: 5
San Francisco, CA
This is my GO TO FIDI spot. LOVE the breakfast sando’s (Sonoma is my FAV), and may I also recommend the Cubano Sandwich with a side of tomato soup on the side… for dipping of course. IMMMMMMMMMM.
Thanks for keeping my tummy happy guys! Always fast service and food is super consistent. I’ll be back tomorrow :)
Place rating: 5
Santa Ana, CA
Bread and Cocoa is THE BEST café and a must visit whenever I’m in town!
Place rating: 4
New York, NY
Best hazelnut latte I’ve ever had! I’m not from San Fransisco and I typically hate to go to Starbucks for coffee so I tried this spot on the recommendation of the hotel. What a great choice!
You can come here for a quick breakfast before work or sit with a group of friends for breakfast or lunch. The menu is American/​healthy/​paleo type which I love. I ordered the Paleo breakfast which came with eggs that were made to my preference, a bed of salad, a fresh bowl of fruit, and fresh avocado slices. Perfect breakfast. I ordered a hazelnut coffee which they served in a cute mug with the foam decorations. I loved it so much I took a second one too go.
They have oatmeal options, fruit parfait, salads to go and some good looking pasties I didn’t eat. The service was pretty quick and had no issue getting in and out in under 20 minutes. Great option!
Place rating: 4
San Francisco, CA
On a typical foggy day in San Francisco, I found myself craving hot chocolate. I was walking down Kearney Street and noticed Bread and Cocoa, situated on the corner looking quaint yet welcoming. Inside the café, my eyes immediately honed in on the case, which displayed cookies that looked scrumptious and tempting, but I was not to be deterred! I came here for hot cocoa! The friendly waitress described their hot chocolate as «made with real, rich ganache.» I was sold! I placed my order and my drink arrived in a few minutes. I noticed the barista used Clover milk, which is two thumbs up in my book. My first sip was perfect! I decided it was the best hot cocoa I have ever had. Thanks to the barista for making a perfect cup of joy! I will definitely be back next time to try those scrumptious cookies.
Place rating: 3
Fruitvale, Oakland, CA
Ive only came here once but i enjoyed it.
Ordered half of a veggie sandwich which was really tasty and filling! Prices are pretty typical for this area in SF. Whole meal starting at about $ 9 and up. Its really cozy inside and they have this cool thing to get points!
I overheard a woman asking to order a bowl of soup and it came out to be around $ 9!!! That sounds like a rip off if you ask me for JUST soup.
Place rating: 4
Santa Clara, CA
Ran into this super cute café and it was very homey! There was a lot of choices of soups which was nice on a cold day. :)
Place rating: 2
Porter Ranch, CA
Went here for a quick bite while staying at the Galleria. Every time I tried to order a breakfast sandwich they were out of them. Perhaps you should be forthcoming of this information. I did enjoy the lavender mint latte.
Went back the following day for redemption, though slightly better, at the end of the day everything is pre maid and slightly over priced.
Place rating: 2
Dallas, TX
Meh.
Basic deli /​bakery. There are much better places around union square. Food quality is minimal and pre– prepared. Overall — very underwhelming for what looked like a cute lunch resultant. Went in around 2:30 for lunch — they changed the menu time hours, so instead of the «lunch» menu — it was «late afternoon», which means no sandwiches. Sad day. Settled for soup that was just «meh». Pastries looked good, so I would try those if I ever stopped in (but based on location, there’s tons of better places around).
Also — asked about one of the pre-​made sandwiches in the cold case. Guy at register told me the name «the fog». Asked what it contained and he had no idea /​couldn’t tell me. So, not cool. Know your menu dude, there’s like 5 things on it. *sigh*
Place rating: 2
San Francisco, CA
I want to like Bread & Cocoa. It looks locally owned, cozy, and inviting. That’s where the two stars come from…
The prices are a shock ($ 6 for a piece of quiche… close-​by café Bio sells quiche for $ 3) and their food is not near worth the price.
I’m really disappointed in my vegetable frittata. Maybe I’m the fool for ordering it at lunch (though it was advertised as a lunch meal). This is just generally spongy and not tasteful at all. I don’t think I’ll be coming back here, or recommending it to fellow Unilocalers.
Place rating: 4
San Francisco, CA
Open early, close to my office, friendly staff, tasty lattes. I’m a fan!
I recommend the Lavender & Mint Latte (4.10) if you’re looking for a little treat. They have a number of baked goods by the register that are way too tempting.
[TIP] check in on Unilocal and you can get a cookie for 0.25 with a $ 5 purchase!
Place rating: 1
San Francisco, CA
They charge extra for sit in without any warning. A $ 9.50 sandwich suddenly becomes $ 12.00.
Very deceptive.
Place rating: 4
Torrance, Los Angeles, CA
Stopped by after a visit to the nearby embassy. Coffee was good, tea was perfect!
The pastries are yummy we decided on the apricot scone, tart and delicious. The location spacious and clean. Lots of indoor and outdoor seating. Thumbs up!
Place rating: 4
San Francisco, CA
–Lavender mint latte with soy milk is delish!
–Add 0.35 for soy milk
–Sandwiches can not be modified (in the morning).they’re premade in the cold display case.
–Service is friendly even during the-​line out the door– breakfast rush :)
–They have tapatio hot sauce packets in the condement corner! woohoo!
Place rating: 4
Washington, DC
I love this place. The breakfast frittata is really good. Also, their breakfast sandwiches and chocolate chip walnut cookie looks amazing. My partner got the Sonoma breakfast sandwich on focaccia and I have to say I was a little jealous. I do wish their drinks were served hotter and I noticed there seems to be a drink size discrepancy between the to go cups and the mugs. However, I will for sure come back.
Place rating: 1
San Francisco, CA
The worst lunch experience I’ve had.
There was a sign outside the door with a lunch special offer. I thought that’ll do nicely and went in and asked for the special. The guy at the register paused for a second and then said $ 12 (special was $ 9.50). I asked about the price and pointed to another sign for the special on the wall about 18 inches from his head. He then called over another man who whispered some stuff and they eventually took the sign down and said it was wrong.
Long story short I eventually got my $ 12 lunch (after they forgot my order!!!) and headed out. I turned around for one last look as I swore I was never going back. Lo and behold they were putting the sign back up on the wall… and laughing about it.
1) if you have a special on the board you give it to the customer
2) you apologize and make effin sure they get their food
3) you don’t put the «wrong» sign back up as the customer is walking out the door
Place rating: 3
Wethersfield, CT
Looking for an afternoon pick me up — I stopped in after an afternoon of speed walking around the area. I checked in and was prompted that I received a check in offer — $ 0.25 cookie — score!
It was around 4pm on a Thursday and from patrons grabbing a «to-​go» drink to those «hanging out» (free wi-​fi) the place was humming. I was only there for an iced coffee (and a cookie :)) — but it looked like a great place to sit and people watch those coming and go on Sutter Street (Bread and Cocoa is located on a bustling corner) or even stopping in for some grub.
Even though it was later in the day — there were still a variety of sandwiches and soups for purchase and if you are not in the mood for coffee/​tea — toward the back of the store is an entrance to the Jamba Juice next door.
There were no patrons ahead of me but the staff was busy doing something (although I have no clue what) — after clearing my throat I was assisted and my iced coffee promptly delivered.
My coffee was flavorful and strong — a bit expensive for a large but that’s city living for you. In the haste of getting my buzz (and due to the staff hurrying off to do «something») — I was not given my cookie (the horror) — but this was quickly rectified (only after flagging down a staff member) and soon enough a lavender vanilla oatmeal cookie was in my hands. It was a bit overdone and stale but along with the coffee — it was quickly consumed.
I hung out for a little while and then headed back to my hotel — well caffeinated and on a bit of a sugar high.
Definately a «happy hour» in my book!
Place rating: 3
San Francisco, CA
Burnt organic roasted coffee
What does organic really mean anyway? That the beans were grown organically? Roasted organically? Or served organically? Either way, I wanted to give it a try at Bread and Cocoa and I was quite disappointed. The first sip instantly dried up my tongue and left a residue type feeling in the back of it. It tasted and smelled like it was burnt and I was not a fan of it.
I also had a blueberry Danish which I thought was amazing but could’ve been better warm. It’s a big Danish maybe the size of my palm. The cheesy center was surrounded by an inch of flaky crust that was soft and light. The cheesy center was moist and soft and tasted like I bit into a combination of butter and cream cheese… But mostly cream cheese. The taste of blueberry was irrelevant.
I gave my coffee another couple of sips in between the bites of Danish and it was better… But still taste burnt. I tossed it out before I even reached half of it :(
Place rating: 3
San Francisco, CA
I’ve walked by Bread & Cocoa so many times on the way to other lunch spots along Kearny. This past Monday, I found myself without my usual lunch buddy, so I decided to walk down Kearny to see what the street had to offer. Finally decided to walk into Bread & Cocoa.
I picked the Lunch special ($ 9.50), which includes half of any sandwich with tomato soup or five pepper steak chili. I chose the Chicken pesto sandwich: chicken breast, provolone, sweet roasted tomato, basil pesto on focaccia and Creamy tomato soup: tomatoes, fresh basil, chicken stock and cream. The chicken pesto was pretty good. Lots of pesto and cheese. A little oily due to the focaccia, but since I only had a half sandwich, it wasn’t too bad. The creamy tomato was a little disappointing. It wasn’t creamy at all. More of a broth like consistency. I did like the flavor though. Just the texture of the soup was a little too runny.
I can say I finally checked out Bread & Cocoa. I can’t say much for their coffee and pastries since I haven’t tried them, but I probably won’t be back for their lunch menu. Everything was just your average lunch fare.
Place rating: 3
Madrid
Este sitio me gusta para tomar un cafelito rápido que llevarme de camino al curro o para andar por la calle mientras va amaneciendo sobre San Francisco paseando por la calle Market.
No son los mejores cafés que he probado en SF, no están mal pero se quedan en en la mitad de la puntuación, hay otras opciones que me gustan más como Peet’s. Tras varias años y unas cuantas veces viviendo el Bread & Cocoa he de poner de manifiesto que últimamente las personas que atienden han perdido la sonrisa y el salero que solían tener, o al menos, me lo parece a mi. Un pena.
Además de los cafés preparan sandwiches y tienen varios tipos de pasta y magdalenas para complementar la primera comida del día.
Place rating: 3
Wien, Österreich
Netter Coffeeshop gleich neben meinem Hotel. Die Sitzmöglichkeiten sind gemütlich und es gibt einige Kaffeespezialitäten, der normale Kaffee schmeckt leider nicht sonderlich. Zum Essen gibt es Süßspeisen (wie ich da war lagen nicht viele herum) und Sandwiches, die sehr gut ausgesehen haben. Insgesamt ein netter Laden für einens schnellen Kaffee, der aber eigentlich nichts Besonderes anbietet.