Joe Darcey Farmers Insurance

Fast talking sales men should always raise a red flag. Joe is an outstanding example. I walked in his office because he had a big sign hanging from his window that said «Obamacare». I had about 3 weeks left to find health insurance and didn’t quite understand the variety of options so I thought it was a good idea to have a pro helping me. All he needed to know was my annual income and the number of persons living with me and there you go — here is your health insurance. No further proof was needed. Just sign here…
Hold on I said, because I sensed he was taking advantage. Now he’s cranking up the pressure and tells me I have to do it right now or the insurance wouldn’t kick in on time. Oh well I said I don’t want this in the first place but our president took off that freedom from us.
So I walked out on him and decided to give it another shot by myself. Which I didn’t. One day before the sign up window closed I panicked and called Joe. He gave me the same plan but this time 45% more expensive. It’s my fault that I put that time pressure on myself but Joe really took advantage ruthlessly.
There is no shortage of Farmers Insurance agents out there. This one is certainly not a good choice.

I think I’ve had Farmer’s for over 5 years and Joe Darcey has been my agent for the majority of it after my friend who was my agent switched careers. I simply walked in to his office since it was down the street from where I lived at the time.
When I broke up with my long-​term boyfriend we were both on the same policies for each other’s cars and renter’s insurance. So naturally we needed to both have separate policies. Months later I notice logging into Farmer’s online that my ex boyfriend’s address is associated with my name some how! Even though I had NEVER lived at or used that address as it was his new address!
I’m sure that’s some sort of breach of privacy right there and who knows if he has seen my information accidentally like that. I called several times to have this fixed, it was only after I faxed a screenshot from my online account that they fixed it. They didn’t ask me to even do that or follow up letting me know it was taken care of (since it obviously wasn’t and they obviously weren’t doing anything about it). So I sent them the fax to prove it to them and got their attention.
My husband and I just bought a condo and used them for our homeowner’s insurance. We closed late and the escrow company never sent payment to them so we had to go in and pay it ourselves only to find out the rate went up. We paid it because it had to be taken care of ASAP. Come to find out they had KNOWN the rate had gone up the previous month and couldn’t even tell us! They promised they would fix it and you know what they did? They increased our deductible from $ 500 to $ 1000 without telling us and basically lied to us that they fixed it to the rate they had originally promised us!
We found that out when we got our statement in the mail. My husband calls to confront them about it and they say there’s nothing they can do cause the rates change all the time and they can’t keep track of all their customers etc etc. They try to convince us to go with less coverage so they can give us the price they promised us. Then Joe Darcey calls back apologizing and saying he’ll pay us back the difference out of his own pocket and he’ll put the deductible back down to $ 500 for us but we’d have to accept the higher rate and that he’d need my husband to sign something so he could do that. Um he didn’t seem to need him to sign anything to raise the deductible without our permission and without telling us!
We will definitely be shopping around or at the most we are switching Farmer’s agents!