Approved After Foreclosure

Specialties

Going through an experienced loan officer can make a world of difference.. . A Mortgage Broker has access to direct endorsement lenders that have less restrictions on loans and less overlays. For you that makes it easier to qualify, better rates and less costs than other companies.

Since we are a Mortgage Broker we can offer:

–Jumbo Loans: Up to $ 3,000,000 with up to 90% financing and NO mortgage insurance.

–VA Loans & VA Jumbo: Up to $ 1,000,000 in San Diego County. No mortgage insurance required. Credit score as low as 580.

–Reverse Mortgages: Pay off your mortgage and have NO monthly payment. Use the funds to travel, remodel or invest.

–FHA Loans: Up to $ 697,500 with 3.5% down, credit score as low as 600

–Conventional Loans: Up to $ 417,000 with 5% down.

–High Balance Loans from $ 417,000-$ 562,350 with NO mortgage insurance

Call today to speak to a Mortgage Broker and discuss your particular needs, even if you had a foreclosure, short sale or BK.

History

Established in 1999.

We assist home owners like you realize their dream and make a move to the coastal San Diego area. We offer more flexible programs and we think outside the box compared to a traditional lender. If you’d like to make a move and have questions about what we can do for you, whether it’s a purchase or refinance of your home contact us today.

Meet the Business Owner

Edie M.

Business Owner

Edie MacGray has over 15 years experience in residential lending. She started her career in 1999 and over the years has gained experience with VA Loans, FHA Loans, Jumbo Loans and Conventional Loans in San Diego, CA. She is currently employed at Directors Financial Group and works from the Encinitas, CA office. She has been able to streamline the approval process to help many homeowners realize their dream of home ownership. Her goal is to get you into your next home without compromising customer service.