Trinity Mutual

Specialties

Rancho Cordova and surrounding area’s reverse mortgage specialists. We help seniors that have have been investing equity in their homes for years reap the rewards. If you’re over 62 years old, you may qualify for a reverse mortgage. Call us and find out if you qualify!

History

Established in 2006.

Michael Fullam, owner and founder, comes to the Reverse home mortgage industry with 20 years of experience in Accounting & Taxation. Michael made the decision to open a business that educated and helped seniors with retirement income options on the benefits of Reverse home mortgages. Aware of the challenges and lifestyle facing seniors, he became a Certified Senior Advisor (CSA) to better serve their financial needs. There is a code of ethics and principals for all who are in good standing with the society of Certified Senior Advisors. If a reverse home mortgage does not perfectly fit a client’s needs, Michael Fullam will recommend a traditional mortgage refinance, a Nestworth Equity Access Agreement, or a consultation with a financial advisor or accountant. In some cases, clients are referred to a trust attorney who sets up an instrument to pass all remaining equity to beneficiaries without going through Probate.

Meet the Business Owner

Michael F.

Business Owner

Michael founded Trinity Reverse Mortgage as the FHA Broker for the company in 2006. Michael Fullam entered the Reverse Mortgage Industry in 2003. After setting up a local lender in the FHA business, having fulfilled staffing and training, he left to set up his own business as Trinity Reverse Mortgage.

Michael’s goal is growing the reverse mortgage business in California, helping as many seniors as possible. This can only be done by treating people the way we ourselves would like to be treated. The entire staff is chosen, trained and retained based on this philosophy.

Prior to Trinity Reverse Mortgage, Michael was the Co-​Founder of Dana & Fullam, a Tax and Accounting Firm for 20 years. As a Co-​Founder, he specialized in business development and grew the business to a large number Accounting clients as well as preparing over 1200 tax returns each year, for Individuals, Partnerships, LLC’s, Corporations, Estates and Trusts.