Block Financial Resources

Manhattan, United States

5

Closed now

20 reviews

Accepts Credit Cards

Contacts

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Telephone:
+1 212-933-0157
Website:
blocklending.com
Address:
6 E 39th St Ste 705, Manhattan, NY, 10016
b/t 5th Ave & Madison Ave
Midtown East
Nearby public transportation stops & stations:
870 ftW 42 St / 5 Av
880 ft5th Avenue (7)
940 ftE 42 St / Madison Av
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Bussiness info

Accepts Credit Cards
Yes

Today

Today 8:00 am – 8:00 pm
Closed now
Local time (Manhattan) 22:18 Saturday, 31 May 2025

Business hours

Monday 8:00 am – 8:00 pm
Tuesday 8:00 am – 8:00 pm
Wednesday 8:00 am – 8:00 pm
Thursday 8:00 am – 8:00 pm
Friday 8:00 am – 8:00 pm
Saturday 8:00 am – 8:00 pm
Sunday 8:00 am – 8:00 pm

Description

Specialties

A boutique mortgage brokerage located in the heart of Manhattan; Block Financial Resources is dedicated to providing elite customer service and a financially satisfying experience for every client that we work with. Built on the principles of service and accountability, the structure of Block Financial Resources (BFR) enables an intimate, hands-​on approach that is often times overlooked in today’s banking industry.

By maintaining a vast network of banking relationships, we have access to the most favorable terms available for each specific loan scenario. Our network consists of the largest financial institutions, smaller regional banks, portfolio lenders and private lending sources.

From Cooperatives to Condominiums, to Single-​Family homes, Multi-​Family homes, Mixed-​Use properties and Commercial properties; we are experts at working with all property types. Our expansive list of programs includes FHA, VA, Fannie Mae, Freddie Mac, Jumbo, Commercial, Reverse Mortgage and Home Equity financing.

NMLS Entity ID 132 830

History

Established in 2008.

Block Financial Resources was founded during the peak of the financial crisis in New York City.

By maintaining scaled down overhead, our clients benefit from minimal closing costs and below market interest rates. Our commitment to client service guarantees our clients receive personalized service from a skilled mortgage expert who is dedicated to answering questions courteously, being accessible, returning phone calls promptly and closing loans quickly. The most up-​to-​date loan pricing and client management software enable us to facilitate every aspect of the mortgage process.

In these challenging economic times, BFR supports the consumer by providing low-​cost financing options tailored specifically for each client.

Meet the Business Owner

Sean B.

Business Owner

The founder of Block Financial Resources, Sean Bloch (NMLS ID 102 992), graduated from the University of Wisconsin-​Madison in 2003 with a degree in Economics. Shortly after graduating, Sean quickly emerged as a top-​producing mortgage broker in the Manhattan-​area through a relentless work ethic and a customer-​first approach.

After four years of experience as a mortgage broker, mortgage banker, sales manager and processor, Sean created Block Financial Resources in March of 2008. The company was built with the intention of providing low fees and rates, coupled with elite service.

Block Financial Resources LLC, A007263, is a Registered Mortgage Broker with the New York Department of Financial Services. All loans are placed through a third party lender.

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20 reviews of Block Financial Resources

No registration required
Place rating: 5
Astoria, Queens, NY
Sean and Ava are the best at what they are doing. Lowest rate you can get; extremely responsive and patient; the ability to deliver what they promised; no funky hidden last moment fees.
Place rating: 4
Manhattan, NY
Sean and his team worked with us for a few years as our house search turned into a epic novel. After many trials and setbacks, my husband and I found a great place and Sean and Ava stepped up and made sure our mortgage was set and ready. They stuck with us for the long haul and we could not have done this without them. They are also super nice to boot! Recommend them without hesitation.
Place rating: 5
Brooklyn, NY
We initially came to Unilocal to search for a good Mortgage Broker and after going through the list of brokers here and on other sites we ended up going with Block Financial Resources and we’re so happy that we did. Sean and his assistant Ava were very helpful throughout the entire process and really stood up for us when we needed to get things pushed along with the lender.
We went from searching the reviews to now writing one and after working with Sean and his team for several weeks we can honestly say that these reviews are spot on. If you’re in the market for a Mortgage Broker we can’t recommend Block Financial Resources enough!
Thanks again for everything Sean!
Place rating: 5
Manhattan, NY
Sean and his assistant have helped us finance our condo purchase effectively and efficiently. I highly recommend the professional services provided by Block Financial Resources.
Place rating: 5
Brooklyn, NY
Sean responded to my mortgage questions with clear answers and took the time to make certain I understood each step in the process my wife and I are undertaking in the purchase of a Queens condo conversion. Highly recommended.
Place rating: 5
Manhattan, NY
I am writing my first review on Unilocal.I haven’t encountered a situation where a five-​star review is truly deserving, until now. Sean Bloch’s (and his team’s) performance exceed the reviews on Unilocal.
Every glowing account of Block Financial Resources is warranted. Sean Bloch not only knows the market comprehensively and is willing to share the knowledge, he does so in a calm manner that invites collaboration. During the refinancing process, each question was answered promptly, efficiently, and with great integrity.
I’m glad to know that such high standards exist and now know where to turn in the future. Thank you, Sean, and thank you to your team.
Place rating: 5
Brooklyn, NY
I just refinanced with Sean. He and his team were just terrific. Sean was always available to answer questions and quick to respond to any inquiry. Finding the right mortgage can be stressful. You want to make sure you are getting the best rate and not paying any hidden or excessive fees. I highly recommend Block Financial Resources. You will get the best service, the best mortgage and the best rates. I plan on working with Sean again.
Place rating: 5
New York, NY
Just got off phone w John.
Positives:
1. Integrity — did not try to sell me on nonsense products, gave me honest real deal guidance (which amounted to — it may make sense to defer by a few months instead of moving forward now)
2. Clarity — Having spoken with a few potential lenders, and consistently receiving incomplete answers, it was refreshing to hear complete responses. And, it became clear — John was comfortable sharing information which may not lead to immediate business/​transaction, whereas others are transaction focused
3. Knows local market
I intend to be back. And, am happy I relied on these reviews to reach out to John Block. Also, for those using this (and other reviews) — since this centers around home financing, most people are a bit vague with their reviews so as to maintain confidentiality. I realized this is tough to do, as I was trying to type a clear review.
Good luck!
Place rating: 5
White Plains, NY
For anyone that is skeptical about how a company can have nothing but (5) star reviews, I promise you that if you are in the market for a mortgage, calling Block Financial will be the best decision you have ever made. At the suggestion of friends, my husband and I reached out to Jeff Nunez. Communication began and continued from the looking process, being out bid on two homes, and then finally obtaining an accepted offer. He and Ava held our hand throughout the entire process: from Pre approval to Close on our first home. My husband is a veteran so we decided to go the VA route (which has the reputation of being long and complicated) everyone, including our agent and Real Estate attorney could not believe how quickly we were able to close. There are not enough good things to say about the level of customer service, the open and honest communication, answering all of our questions in a timely manner, locking us in at an incredible rate, and looking out for us by finding ways to save us money where they could. They absolutely made what is already a stressful process, so much more bearable and easy to manage. I highly recommend this firm, Jeffrey Nunez, and Ava for all of your mortgage needs! You will not be disappointed!
Place rating: 5
Rego Park, NY
I recently closed on a mortgage and used Block Financial Resources. This is the third time I’ve used them and had a very positive experience. Sean and his team are very professionals, responsive and more importantly Extremely efficient. The lender threw a curve ball the night before the closing and Sean was able to pulled it off and we closed the very next morning as originally planned. I highly recommend this firm
Place rating: 5
New York, NY
Sean got me a lower rate than any bank could offer while I was looking for apartment. He and his assistant have been very fast react to any inquiries and very proactive during the entire process while I was applying for my mortgage. I highly recommend him!
Place rating: 5
Woodmere, NY
I’ve personally been through nearly a dozen mortgages and refinances plus I’ve been close to a dozen more of friends and family. I’ve worked with a handful of brokers and before I met Sean, I am fortunate that I’ve never been screwed but none of the other brokers were that great either. Since I started working with Sean, he has helped me on one primary mortgage, 2 refinances, and I’ve given him 4 referrals to family members. He is, beyond question, one of my trusted vendors in life and also a friend.
After all these transactions, I’ve learned that when working with mortgage brokers, there are 3 things to consider. First, pricing. Second, the intrinsics such as honesty/​integrity/​knowledge. Third, ease of interactions. I’m going to review Sean on these three dimensions.
1. Price: quite frankly, I believe any decent mortgage broker has access to the same lending opportunities so I don’t think this is differentiating for anyone. Having said that, I always compared Sean’s quotes to national averages and they were always inline.
2. Honesty/​Integrity/​knowledge: although IMO all brokers have access to similar lending opportunities, they can choose how they present it/​package it for you. With Sean, there is NEVER a doubt that you are getting the best deal. He is smart and experienced which enables him to source and identify the best deals and he always keeps the customer’s needs above his own — that’s honesty & integrity.
3. Ease of Interaction: Financing is not an easy process. It takes a while and markets can shift, your situation can change… needless to say, it can be rough. When you are dealing with that, what you really need is a broker who is in it with you and Sean is that guy. He is persistent without being pushy, kind without being a pushover, and he never gives up. Okay, Sean is great — I’ve established that. Beyond Sean, however, he has an experience support team that also helps him execute. He also has deep relationships in the industry which allows him to pull off a miracle from time to time — I’ve been on the receiving end and I’m still grateful.
Bottom line, I met the last broker I’ll ever need.
Place rating: 5
Newport Beach, CA
Sean recently helped me to finance my first home purchase. I have to say it’s been a great experience working with him. Sean is diligent, knowledgeable and patient. And most importantly, Sean works hard to serve client’s interest. I would work with Sean again in the future without hesitation.
Place rating: 5
Manhattan, NY
Sean and his staff were knowledgeable, persistent, and calm in the face of any issue. They walked us through every step of the re-​finance process and kept moving the process forward, no matter what roadblocks we encountered. We’ll definitely use his services in the future.
Place rating: 5
New York, NY
Sean is fantastic. Our refinancing took a year (because banks basically don’t want to lend money) and Sean was patient and persistent and on top of everything even when we were none of those things.
I only wish they offered more services so we could put more of our lives in their hands.
Place rating: 5
Yonkers, NY
I just want to say how thankful I am to Jeffrey Núñez and the group of people he works with. He made everything possible so I can own my first home. He went out of his way to get my loan approved. In the beginning of the process I didn’t know if he will be able to give me what he promised but he truly did. It was so great working with him. I’m so happy I chose this company.
If I had to go through this process I would do it all over again with Block Financial. There were days when I wanted to give up so bad but Jeffrey always gave me hope. The best thing is that I knew I was in good hands, I had someone working with me that I could trust.
Jeffrey was a person that I could get in touch at any time of the day, there were days that we were emailing, talking late at night trying to figure things out. He always got back to me in a timely manner, didn’t feel ignored at all. Buying a home it’s very stressful therefore you need a person that can ease your anxiety and frustrations.
I am very pleased and grateful for the opportunity I had in working with this company.
Place rating: 5
White Plains, NY
I’ve used Jeffrey Nunez with Block Financial Resources now for over ten years on both my original purchases, and subsequent refi’s. Jeffrey and his team have always delivered the most competitive rates possible, and closed on the expected dates in a timely matter. Jeffrey strives to make the process as seamless as possible to help alleviate any heavy-​lifting which allows me to remain focused on my core business.
I call Jeff «the magician» because he always finds away to pull off the best rates for me, and I have never found anyone that has yet to deliver better rates. I’m a client for life… and Jeff will always have my business, as long as he keeps waiving his magic wand!
Place rating: 5
New York, NY
This is a review about a great mortgage broker and a note of gratitude to Unilocal and all the people who take time to write reviews. We decided to refinance our Manhattan co-​op so I called some banks and we got the names of some brokers from people we know in the real estate business. I talked to both banks and brokers and was underwhelmed, to say the least.
Then, I thought, why not try Unilocal,which I rely on for so many other parts of our lives. Read a lot of reviews and found the amazing, professional and friendly Sean Bloch. After one phone discussion, I told my husband, this is our guy. He is realistic, very well informed and detail-​oriented. Our situation was a little bit complicated and he worked with our attorney to figure out solutions. We just closed on the loan today. My husband and I are grateful to Sean for his help. He demystified the process, and was with us every step of the way.
In a business which seems a little bit stuck in the past, Sean takes a more modern approach. He is quick to respond by email or phone and understands the expectations of today’s customers.
Place rating: 5
RIDGEWOOD, NY
Finding a decent mortgage broker in NYC is like trying to find a seat on a Manhattan bound L train at 8.45 in the morning. Utterly impossible. The problem of course: no one has bothered to compile a reliable go to source of inspiration. Its sporadic at best. A little information here, a horrible corporate looking website there. When relentless hour upon hour became day after day, then rolled in weeks of searching for a trustworthy individual who didn’t resemble a slimy car salesman, I gave Unilocal an opportunity to be my mortgage savior. It was there I discovered Bloch Financial Resources. I picked up the phone and dialed Sean. Instant calm.
Sean proved himself reliable, diligent and exceptionally patient. The paperwork for my mortgage transaction stood close to 3 inches tall. A bewildering stack of incomprehensible jargon that could only be deciphered by a professional. Sean broke down the complex mystery of the mortgage process into simple and easily understood terms. My financial circumstances were complicated, which added additional layers of fun. Despite the added complexity Sean remain focused, at no point did he seemed fazed or perplexed. He handled the back and forth between myself, the bank and my lawyer with exceptional speed, courtesy and most importantly a good sense of humor.
One final note of praise and maybe the most important for most: Sean advised me with exceptional skill about the precise day on which to lock my mortgage rate. A rate that incidentally nobody at my closing had ever witnessed or is ever likely to see again. There were many raised eyebrows in disbelief at the number on the page.
I consider myself lucky to have met Sean and am thankful to him for his hard work. I’ve already recommended his services to people I know are brave (or stupid) enough to purchase their own home.
Place rating: 5
New York, NY
I cannot say enough great things about Sean Bloch and his company Block Financial Resources. I recently closed on a refinance of my Queens co-​op apartment. Having started the refinance with my current lender Chase, I reached out to Sean when Chase’s incompetency forced the refinance to a screeching halt. My only regret now is that I didn’t reach out to Sean sooner.
All of these 5-​star reviews on Unilocal are completely true. Sean is one of those increasingly rare breeds of professional who knows his business very well and is very committed to his clients. Sean fully understands how nerve-​wracking this process can be, so he makes sure to share his knowledge and keep clients informed at each step. Sean always offered excellent guidance and advice and he strived to ensure that I was able to get the best possible terms and rate. Sean is fair and honest in his business practices, and I am happy to recommend him to everyone, including my board president, colleagues, friends, and the world in general.
When I originally closed on the mortgage several years ago, I walked away with a terrible distaste for everyone having anything to do with the mortgage industry. I know that the reason I had a great experience with this refinance is entirely due to Sean Bloch.