RatePro Mortgage

Specialties

Rate Pro Mortgage can help you achieve your goals. To set up the right Manakin Sabot, VA Mortgage plan for you, get in touch with us – we’re happy to help.

History

Established in 1993.

RatePro Mortgage was founded as Home Equity Mortgage, Inc. During the mid– nineties to early 2000, our focus was on helping homeowners maximize the equity in their home.

As the market began to change, so did we. We shifted our focus and continued to educate ourselves on the latest trends and resources available for all types of mortgage financing. Over the past 10 years, we have had the privilege to work with a wide variety of homeowner: from first time home buyers to retirees looking to downsize; and those with a challenging credit history to those with an exceptional credit rating. Because we’re local we know the area, the realtors and the closing attorneys. These relationships help ensure you have a smooth and hassle-​free home buying experience. And, because we’ve been in the business since the mid-​nineties, we have strong relationships with the best lenders in the country.

In 2011, we renamed our company to reflect the breadth of services and knowledge we possess in all aspects

Meet the Business Owner

Richard G.

Business Owner

RatePro Mortgage is owned and operated by Rick Gilbert, CRMS. Rick, his wife Rosie and their three children moved to Goochland, Va in 1990 and have called it home ever since. Rick’s eldest daughter attended VT, his other daughter attends JMU and his son attends high school locally. If Rick isn’t running in the Monument 10K or making custom wood furniture, he can be found working to support his community through his local church and the Goochland Chamber of Commerce.

Rick is a member of the National Association of Mortgage Professionals (NAMB) and the Virginia Association of Mortgage Professionals (VAMB). He is one of only three people in the state of Virginia who has earned the Certified Residential Mortgage Specialist (CRMS) designation. The CRMS is a national designation signifying the highest level of professionalism in the mortgage industry. A CRMS designation is gained only once the candidate has met certain requirements of experience and knowledge and has passed a written exam.