Arcstone Financial

In a world of questionable mortgage brokers and lenders, you will find dedicated professionalism, and complete honesty at Arcstone Financial. As a top producing real estate broker for Coldwell Banker, it took me years to find a mortgage broker and lender that I trust wholeheartedly. That person is Mardi Kari. He is simply the best in the business and I refer all my clients to him exclusively. He is able to deliver every single time and works miracles when there is a challenge or hurdle to overcome. As I said, he and Arcstone are simply the best!

Got referred to Mardi of Arcstone for my initial loan as well as a refinance. Would say the experience was good at the time (I mean, I went back for the refinance, right?!)
Fast forward a few years when I’m looking to purchase another property & refinance my original property AND NO ONE REPLIES TO ME. HELLO FROM THE OTHER SIDE!!!
I emailed Mardi 3 times. I left him 2 voicemails. I hunted down the phone number of another associate & called him (who informed me that Mardi was in fact IN THE OFFICE. but I never heard back from either of them). Said associate seems also to be avoiding my calls since I had to leave a voicemail for him after my first surprise phone call. This is all within one week. I’m clearly trying really, really hard to get a hold of someone about getting a loan FROM THIS LOAN COMPANY THAT WON’T CALL ME BACK.
What’s a girl got to do to borrow some fucking money?
Pissed, obviously. It’s a mix of disgust, rage, annoyance, & frustration. I guess it would be one thing if I was a new client & they’re just so busy they ignore me (which would still be really fucking annoying) but I’m an existing client! With existing loans! Looking to do more business with you!!! WHY WON’T YOU CALL ME BACK???
One star for a company that treats you like shit after they think they’ve taken all the money they can from you. Can’t even muster up the decency to call me back & tell me to fuck off, geez. DO NOT USE THEM. GO TO A BANK INSTEAD.

I’m weary of anyone touching my finances and usually learn enough about what it is I want to do to and end up doing it myself. But something felt right with Arctsone, I’m pretty sure it was Natalie. From the moment we started our conversation her confidence helped keep me at ease. The best part was that she had an answer for all of my questions! No beating around the bush and she didn’t spare my feelings when it came down to what needed to be done.
That is the kind of person I like to work with. The process was trying at times but only because she wanted everything to be perfect. Natalie worked hard to get last minute signatures and covered ALL bases before wrapping this huge loan in a pretty packet. She walked me through the entire process as this was my first time getting a loan, I didn’t know what to expect. My buddy had recommended her and now I know why.
Fast forward a few months, I am working with Natalie again for my refi and she was able to save me a nice stack of cash every month.
At the end of the day I can say a thousand great things about Natalie and Arcstone, but what mattered to me most was that she was there every step of the way. She was attentive and knew her business. Top it all off with a sick rate and boom! You have my business.
Thank you Natalie! And say hi to your underwriter!

Everyone knows that buying a house is a stressful process, but had it not been for Natalie’s patience and professionalism we would have given up, but her positive attitude, knowledge and a high confidence level kept us going and brought us right to the door of our new home…:) I’m glad we trusted her and the process in general, as we are now happy 1^st time homeowners thanks to her and Arcstone Financial…

When ever I work with Natalie I know I’m getting the best rate with out any head aches or hidden costs. She walks me through every step and is so knowledgeable, so that I am able to chose the right loan with the utmost confidence and trust. In one instance she was able to have me refinance my home when two others had turned me down due to low equity. I fully recommend Natalie alpakli from Arcstone Financial.

OMG! Arcstone Financial is a life savor. Mardi Kari and his team are my heros. I cannot thank them enough for producing my loan with such a short time and we were able to close escrow on time. They were on the ball. Since my first lender failed to produce my loan on time, I had no choice but to switch lenders and go with Mardi who was referred by my real estate agent. I am super glad I did. Mardi and his team were so professional, organized, and got the work done. I wish I was referred to Mardi sooner and maybe we can have avoided all the stress with the other lender. Mardi takes the time to explain all the important details. Also, Sara his assistant is truly amazing. Sara was with us through every step of the process. She constantly kept communicating back and forth with escrow, and kept us informed of the status of the loan.
Thanks to Mardi and his team, we have purchased our dream home. I highly recommend Arcstone to anyone looking to purchase or refinance.
I am currently refinancing my other property and of course I am working with Mardi and his company again because they have gained my trust and confidence to get the work done. And I love their professionalism and they know how to communicate efficiently.
Mardi and his company are truly the best mortgage lenders to work with. So TRUST the reviews you read because they are nothing but truth. What you waiting for? Call him and experience it for yourself. You won’t regret it because he delivers on time.

I was a little worried at first as we started slow in the refi process. But I also had a complicated situation and it was touch and go if we could get what we needed. Through the maneuvering of Mardi Kari and team, not only did I refi the 1^st, but combined with second and got payments that are sustainable for the long term. Truly remarkable, honest group of people.

ArcStone Financial and Michael Winston have been recommended to me and quickly gained my trust to become my go-​to lender, be it for purchase or re-​financing. Michael has always been responsive, attentive to my needs (he is someone who gets it!), and proactive in addressing any issues that have risen along the way. His professional knowledge and understanding made me feel comfortable at every turn, while his service made me feel respected and appreciated for my business before, during, and after we transacted. Most importantly, he delivers! On time!

I can not say enough about ArcStone Financial and Mardi Kari. I have known Mardi since 2001 and is one of the most honest and helpful people I know. He always comes through for his clients and has originated mortgage loans for me personally. I would not hestiate to refer ArcStone Financial to my clients, friends and family.
Thank you Mardi. you are the best!
–TD

Five stars is not enough to represent how happy we have been to work with Michael Winston over the last five years. He has assisted us through two home purchases, one home sale, and three refinances. Without any doubt, we would not have worked with anyone else. Michael has always gone above and beyond to make sure that we are well informed and comfortable throughout the entire process. We could have asked a million questions and he always answers in detail and relieves any concerns that we may have had. Michael has always made us a priority and we owe him an endless amount of ‘thank yous.’ Because of him we were able to purchase our first and second home. Even after the closing date, Michael continues to reach out to us when rates drop and we can benefit. He truly is amazing.

Michael and Mardi have written multiple refi’s for our residential home and our original loans. We always succeed with great loans/​rates when we use them and can’t thank them enough for their professional performances. We highly recommend Arcstone for everyone and look forward to working with them in the future. You will keep this number in your address book.

Mardi was recommended to us by a family member and the entire process was as smooth as it gets. We refer other people to him now and their experiences are exactly the same. Don’t hesitate to call him.

I had read the reviews before deciding to go with Mardi at Arcstone Financial. The reviews were so great that I wondered if they could be true. Well, after having now worked with Mardi and Sara at Arcstone, I can say that Mardi and company really are the best mortgage brokers that I have ever worked with.
We had been using another lender to buy a condo when, at the 11^th hour, that lender failed to come through with the promised final approval. At the suggestion of my real estate broker we went with Mardi at Arcstone. Mardi and Sara were able to get us final approval in just 9 business days and that allowed us to close escrow on time. Sara worked with us every step of the way and constantly kept us informed as to the status of the process. She was fabulous. They did whatever it took to make sure that our loan was approved on time. We will returning to Arcstone for all of our future lending needs.

I cannot say enough good things about Mardi Kari and his team. I just purchased my dream home and it literally would not have been possible without them. I work in the entertainment industry and all of my employment is run through my S-​Corp. Most mortgage brokers and lenders are not familiar with the way people in production work but Mardi IS. I change projects every few months and my husband being an actor has many more.
…ok here is the long story… it all started with a broker who «swore» he understood how the entertainment industry works and then proceeded to get confused every time I sent him a check stub from a different payroll company. Then he convinced me that the only way to buy my new home was to take the down payment (and equity) out of my existing property. Then because my file was complicated, which it was, he told me not to call him for updates and that he would call me. um no!
So the real estate Gods brought me Mardi @ Arcstone. Mardi is familiar with all production payroll and knows how to maneuver with loan out companies. He also had no interest in being part of pulling equity out of my current property and helped me get approved with FHA financing. Now we were dealing with complicated finances AND a complicated loan. But he did it. With the help of his team, Mardi was determined to get my family in our new home. On a couple of occasions he was on the phone with me well after 9pm to make sure we were hitting deadlines.
Though Mardi is a lending miracle worker we definitely had to make sure we were there with all supporting documentation. He will work as hard for you as you are willing to work for yourself.
When I am ready to refinance and get rid of the FHA mortgage insurance, Mardi will be my first call!

Do yourself a favor and go with Natalie!!! As a first time buyer, she made it feel like i can do this again but wit my eyes closed. Like others, I shopped around and was in touch with 3 different loan officers while looking for a condo. What made her stand out? She treated me like a human being and not ‘take a number, i’ll be with you when it’s your turn’. She explained everything and made sure I understand everything, pointed me to the right direction, and was there anytime i needed her. She is more than professional, and gives 110%. With her, it’s not about making money off of you, it’s about you as a client. She worked around my schedule and offered to meet me places where it was more convenient instead of my hours are 9 – 5 and here’s my office address, make it work. As stressful it may be, Natalie will make it feel like it’s a piece of cake. Highly recommend her!

Mardi Kari is an amazing mrotgage broker. He always gets the job done and has the best rates anywhere. We have been using his services for business and personal for over 13 years. He answers the phone night and day!
Love him!!!
Steven and Zee Keller Williams Real Estate

I have just completed my second loan with Arcstone financial. Mardi and Michael were there for me, and I was under pressure to get a refinance loan quickly. They found me a great low rate, a quick close and at a very reasonable cost to me. I have a lot of respect for the people who know mortgage finance. There has been a lot of bad publicity with lots of default loans making it harder to qualify. But this company helped me when i needed it. I recomend you give them a try.

I purchased a home in Santa Clarita earlier this year and Mardi was amazing. What sets him apart is his excellent customer service. Mardi does not work 9 to 5. When I had an issue or a concern, I could get him on the phone at 10 pm. He is extremely knowledgable about mortgages and the lending process. It can be extremely stressful and Mardi goes above and beyond to ensure that things get done timely and correctly. In my particular case, I really wanted to close the deal quickly. Mardi worked hard to accomidate this and the deal was done in 20 days! During the escrow period a significant issue arose that jeopardized the purchase of the house. Mardi was great. Without him, I’m confident the deal would have fallen apart. He beyond the call of duty to ensure everything went smoothly and, most importantly, I was happy with my purchase. Thanks to Mardi and his knowledge, I was able to put less down and incure less PMI than I would have had I gone with a different loan (FHA). I am preparing to refinace a vacation property and would not even consider using anyone else!

I’ve worked with a few lenders, Mardi is the best. He’s quick, responsive works great under pressure and can thoroughly explain the transaction. Mardi has foresight in a transaction. He assesses the situation of the client before putting the loan package together to make it a smooth transaction.
I highly recommend him for refinances and new purchases to anyone all my fellow Realtors.
Call him and get things going!

I bought a house in Venice beach a year ago. I worked with Mardi Kari based on a referral from a previous sellers broker. I was surprised by the deal Mardi secured for me. It was comparable to the best on bank rate. Everything worked out great. I’m planning to refi with him which prompted me to write him a review in thanks for the great service.