please refer to consumer rip off reports. as an existing employees, this company is using , as a way to trick customers who no longer desire to do business with best rate by sending their information to . is owned by best rate referrals. simply put. it is the«olé» shell game. when a customer becomes fed up with the unethical business processes of either best rate or mortage leads, the representatives simply walk to the other side of the office and sell the poor, unsuspecting customer on doing business with best rate or mortgage leads . how slick… go figure?