Scott Kinne – First Heritage Mortgage- Lender -NMLS# 182351

Specialties

I provide mortgage financing for residential Purchase, Refinance, or Construction loans, and offer Conventional, FHA, VA, VHDA, Jumbo, Construction, renovation and 2^nd trust loans in the Washington Metro Area, including Virginia, Maryland, DC, and West Virginia. Helping clients, whether first time buyers, or experienced home owners, obtain the best mortgage financing available for their specific needs. «There is more to a mortgage than just the interest rate!»

History

Established in 1990.

I have been a mortgage lender in the Northern Virginia marketplace for over 25 years, helping clients obtain their first home, and advising financially savvy clients about the best use of money, return on investment, and borrowing plans to help them meet their retirement goals. I managed a mortgage lending office in Mclean, VA for the 3^rd largest Savings & Loan in the nation, and trained hundreds of mortgage brokers on the use of our banks loan products. Now I am a mortgage lender and V.P. at First Heritage Mortgage, since 2000.

Meet the Business Owner

Scott K.

Business Owner

Helping clients find the best loan solution for their unique situations is what I have focused on since 1990. Other lenders often lose sight of the big picture and talk in the basic terms of Rate, Term, LTV, Ratios and Credit Scores. I see mortgages as being the largest financial decision most people face, and help my clients understand additional complex issues such as: Time Value of Money, Effective Rates, Return on Investment, and best use of money. I enjoy working closely with you and your Financial Planner to insure that your mortgage integrates well with your overall financial plan. «There is more to a mortgage than just the Rate!»