Point Loma Credit Union

El Cajon, United States

2

5 reviews

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Telephone:
+1 858-495-3400
Address:
780 Jamacha Rd, El Cajon, CA, 92019
Nearby public transportation stops & stations:
2.6 miRoute 848
2.8 miEl Cajon Transit Center
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Today

Today –
Local time (El Cajon) 08:52 Thursday, 12 June 2025

Business hours

Monday –
Tuesday –
Wednesday –
Thursday –
Friday –
Saturday –
Sunday –

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Nearby

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5 reviews of Point Loma Credit Union

No registration required
Place rating: 4
El Cajon, CA
I started banking here because I needed a branch with less customers that would give me more attention, without waiting in a long line. This location is a little small but very common eating there is always enough clerks to accommodate the people waiting in line. The loan program isn’t bad either they financed me for my motorhome that a very low interest-​rate
Place rating: 1
Spring Valley, CA
Went in there to cash my check and deposit some cash into my account.
Without asking the cashier took my check and deposited it into my account which is in Hawaii, so I was like wtf? then she was like now your check is on hold for a few days…
Well I wished you asked me what I wanted to do with it before you deposited the sht! It would have been much easier if I just went to Wal-​Mart and cashed that sht!
Worst bank experience I have ever had!
Place rating: 3
San Diego, CA
A small little location that’s a little far from the hwy exit. The employees are generally pretty nice. As for Point Loma as a whole, I’m not a huge fan — but most of the issues I’ve had were from when I first opened my account. They’ve been pretty decent to me for the past few years.
Place rating: 1
San Diego, CA
They are as bad as and worse than these reviews say! I’ve been with them for four years and they have been nothing but a pain in my butt. From managers who are ignorant of basic customer service to policies designed to nickle and dime their «shareowners»… I will say that the folks at the counter have always been plenty nice, they just have no say in how things are run. Anyway, after four years of dealing with various crap, I’m very excited to close my account. One last pain in the ass– in order to close your account, you have to visit the branch where you opened it. I relocated to Nevada. Sigh. I hate that place. I’m going back to big banks.
Place rating: 1
El Cajon, CA
My savings account was assessed $ 72.00 in service fees since November 2010 because of account inactivity and falling below the $ 300.00 minimum they recently instituted. The branch manager and the vice president of retail operations were not helpful in addressing the matter, and it didn’t appear they were interested in hearing the customer’s perspective on these fees. I am in the process of contacting their supervisory committee regarding the issue.