Wealth Engineers

Specialties

What types of clients does Wealth Engineers serve?

Clients come from a wide range of backgrounds and are geographically located all around the country, including Denver. In addition, they tend to have one or more of the following characteristics:

1) They are mid-​level to executive professionals, entrepreneurs and business owners, or retirees.

2) They are higher-​income earning and need assistance with investing for the future, minimizing their tax burden, and/​or planning around their family.

3) They understand the value of working with a fiduciary and are seeking a long-​term relationship with a financial planner.

What does a relationship with Wealth Engineers look like?

+ Fiduciary investment and financial planning advice

+ Low-​cost, tax-​efficient investment solutions

+ Industry-​leading software that brings your entire financial world together in one place

+ A personal relationship with a thoughtful, experienced financial planner

+ Never any product sales or commissions. Wealth Engineers is a 100% fee-​only financial planner.

What kinds of things does Wealth Engineers help clients with?

+ Investment portfolio design and management

+ Reviewing insurance coverage and developing risk management plans

+ Planning and investing for college

+ Tax minimization planning and strategy

+ Maximizing your employee benefits

+ Social Security planning and maximization

+ Analyzing and making recommendations on your 401(k), 403(b), 457(b), or IRA

History

Established in 2013.

Wealth Engineers was founded on 3 simple principles:

1) Clients deserve advice that puts their interests first at all times

2) Investors take 100% of the risk. Therefore, they deserve the greatest share of the returns.

3) Research, evidence, and data should form the foundation of all recommendations

It’s unfortunate that such simple principles could be considered unique, but in the investment world few firms uphold such standards.

Most financial advisors sell mutual funds, insurance, annuities, and other products on commission. This is a huge conflict of interest, in addition to resulting in exorbitant costs for clients.

Even advisors who don’t work on commission often charge far more than is reasonable for their advice. It’s not uncommon for a client to pay 2% to 4% in fees between their advisor, the funds in their portfolio, and custodial/​trading expenses.

Wealth Engineers was built to provide an alternative to the high costs of conflicts of interest of a typical advisor.

Meet the Business Owner

Jonathan D.

Business Owner

Informal Bio

— I love helping people and serving as a source of clarity and trust in a world filled with noise.

— I take pride in sitting on the same side of the table as my clients and guiding them to achieve their most important goals and aspirations.

— I am privileged to serve as a trusted advisor and it’s a role that I don’t take lightly.

— I enjoy ruffling the feathers of other advisors who continue to sell the false hope of «beating the market» (and charge hefty fees to do so) in the face of insurmountable evidence that such endeavors are a fool’s errand.

— I am a grateful husband with the most supportive wife a man could possibly ask for.

The Formal Stuff

Past Experience

+ Director of investments for a multi-​family office and wealth management firm

+ Valuation Manager with Ernst & Young

+ Senior Valuation Analyst with Ernst & Young

+ Valuation Analyst with Ernst & Young

Credentials

+ Chartered Financial Analyst (CFA)

+ Certified Financial Planner™ (CFP®) professional