Ability to Gain Wealth

Specialties

We are a debt counselor that wants to coach you in your debt reduction. Our philosophy is to educate you on the tools available for debt elimination. We are not a debt consolidation service. Our goal is to provide financial empowerment by educating you to help you develop a realistic personal budget and cash flow.

History

Established in 2012.

After years of living with debt, I chose to take the steps to rid myself of that burden. I learned several techniques to accomplish this. After seeing the positive results and impact on my life, I chose to pursue a career that allows me to coach others to achieve this same goal.

Meet the Business Owner

Joseph C.

Business Owner

Joseph Charlton has a Masters Degree in Public Administration from Western Michigan University. His undergraduate is from Xavier University in Cincinnati, Ohio. He is a Dave Ramsey Teacher (Financial Peace) at Crossroad Church in Cincinnati, Ohio. He has taught at the church for 7 years. He has run his financial literacy business since 2009 with his wife. He formerly served on the Greater Cincinnati Chapter for the American Society of Training and Development Board of Directors. After many years of public service, Joe retired from the City of Cincinnati with experience in budgeting, human resources, labor negotiations, public speaking and employee training.