Leading Mortgage Solutions

The process was easy and fast!!! They kept me updated step by step without any issues. I will use them again without any hesitation!!!

This team just finished up my file and I couldn’t be more satisfied with the job they performed. From start to finish I was informed of each step of the process. I was seeking a refi with a cash out option through a VA loan. After years of receiving many mailers attesting to this type of option I finally took up Leading Mortgage Solutions (I needed funds for a much needed home improvement). I called them on April 24^th and they just wrapped it up on June 23^rd. I am a very happy client! Thank You to the entire staff!

I’m NOT exaggerating with the 5-​stars.
I’ve now worked with Chuck and his staff THREE times… initial purchase and two refi’s.
First off, my first-​time buy. Chuck had to deal with a stress-​case. He dealt with the entire process, and more importantly, a stressed-​out ME, very professionally. I would always get off the call knowing i’m going to be taken care of and knew that they were working very hard behind the scenes to make the process as smooth as possible for me. Man, I know I had to call him, it felt like 100 times during the process and I can’t think of any time that he DIDN’T answer. And if he was busy, he’d answer anyway, just to let me know that he will call me right back. Chuck and staff (Gris and Maricruz were the two staff members besides Chuck that I worked with) were all super friendly and super quick. All of them are on the ball seriously. Good team.
So, of course I went back to Chuck with my ReFi a couple years ago after that first experience. Again… quick. I called, paperwork was to me next day. Painless process. Chuck answered ALL of my many questions. His staff, again, were on it with any items they needed, when they needed it by, etc. I never felt any «lag» in the process.
Now, my second Refi (literally just signed all of the final loan docs with the loan/​notary lady today). Call Chuck to let him know i’m going to refi again, again… FedEx package of paperwork at my place the NEXT day! I had more questions with regards to rates and mortgage monthly payments depending on what amount I decide to pull/​cash-​out from the loan. Always a friendly reply and while i’m one to ask a LOT of questions, Chuck always answered with a tone like he «wants to help.» Never sounding annoyed or anything of the sort.
Basically THREE times with them and ALL THREE TIMES, the same amazing service. I have NOTHING bad to say about this group and would recommend them over and over to anyone.

Working with Chuck and his team was AMAZING!!! I previously was working with another lender and they just couldn’t get the job done. I got in contact with the right person who referred me to Chuck and it was nothing my great things from there! He kept me informed step by step of the process, being it was my first home. If I had any questions he was always available on his mobile phone at any time.
I definitely recommend Chuck and his team!

This was my first home buying experience and I was a little nervous going into the process. Chuck, Gris, Maricruz, and Wendy eased my concerns and were all very helpful, friendly, and efficient. The home buying process can be complicated to some and some responsibility lies with the buyer in providing documentation in a timely manner. The property was for a 30 day escrow. We actually closed escrow early which helped me transition from renting to owning.
The team at Leading Mortgage Solutions answered all my questions very quickly and to top it all off were available after hours as well (I used discretion). I even felt bad for asking the same questions multiple times however they let me know that It was no problem and were still very friendly.
They really make you feel like your part of the team and really keep you in the loop during the whole process, which is what you would expect. I would definitely do business with them again.

I’ve previously worked with Chuck and his staff with a refi and had a great experience and with my recent refi earlier this year, I had no issues throughout the process. Chuck runs a tight ship with a professional and courteous staff ready to help. I recommend this place to anyone looking for any work with their mortgage.

Leading mortgage solutions is an amazing company to work with. Chuck, Maricruz, and Griselda made the process painless and we’re professional at all times. This was our second time using them, and we will be back for a third. Thank you guys for all your hard work!

If you want prompt professional company to fund your loan, this company is NOT it, save yourself some time and go somewhere else. It took 5 months for them to fund our loan, bad internal communication and with customers, millions of verifications asked after you have already sent everything required. They harassed my employer over and over causing problems for me at work. I can go on, basically choose somebody else!

Absolutely amazing experience! The entire team at Leading Mortgage Solutions couldn’t have done a better job getting our mortgage re-​financed. They stayed with us through the long, arduous haul. Our credit was «iffy» to say the least and we had to wait awhile but they called us back on the day they said they would and finished as promised.

This business sends me two pieces of letter mail every single week. They were written to cease and desist their mailings and have not stopped.
They give every appearance of a predatory lender targeting VA home loan recipients.

I’ve called, I’ve sent the mail back all to no avail. This company does not honor requests to be removed from their mailing lists.
If they cannot honor such a simple request that has been repeatedly requested over the past 8 months, I would not trust them to a much larger task such as a refinance.
Their business practice of ignoring requests should be taken seriously.
Called today and was assured again we were removed from list. Accused of having not called before, that is slightly frustrating.

Leading Mortgage Solutions were very polite, professional, and dependable. They are excellent in following up with you and keeping you in the loop with all aspects of your loan. Chuck, Maricruz, and Griselda are part of an awesome team that deserves recognition. Thank You.

Terrible advice given from these folks. In the process of a cash out refi I was told point blank to NOT make a mortgage payment, that I would get a late fee, but NO NEGATIVE REPORTING ON MY CREDIT REPORT. Guess what… the loan funded on the 31^st of July, and my 30 day late was reported on the 30^th. Now this is causing a bit of a headache as I secure financing for a second home.
Absolutely lousy advice given here as they clearly are just trying to make a sale. Shame on me… I should have known better.
Update 10/12/15…I have just provided Paul Pistey with confirmation that all three of the credit agencies show this mortgage that they refinanced are now labeled with a 30 day late.
Their response to «fix it myself» is not only disturbing, but shows an extreme lack of ethics and morals. Classic portrayal of «we will help you… until we get our commission».
Take my advice folks… stay far away from this lender.
Update 10/21/2015…after filing a BBB complaint Paul has done absolutely nothing except tell me that he has fixed these «errors» by the credit agencies a number of times, but needs me to resolve it myself. Sorry… the credit agencies don’t randomly report negative things on credit reports, they do it because they have been notified by a lender. Still… no apology, no acceptance that they have done anything wrong, and nothing but crickets from them now.
I have filed formal complaints with numerous agencies, including the VA as they hold themselves out as a VA specialist. We’ll see what happens… but I’m guessing nothing. Great way to earn that commission Paul…
Again…think twice before letting these people screw you over. You’ve been warned.

Junk mail galore. We will never refinance stop bothering us!!! This company is not only annoying but I wouldn’t be surprised if they were a fraudulent company. They bug people to death offering refinancing at higher rates than a person has. When you tell them no they send more junk mail! Do yourself a favor and avoid this company like the plague!!!
It’s funny cause we have 800+ credit scores and we have a 30 yr fix loan at 3.375% and you guys still give us 2 – 3 letters a week saying you can do better. But you can’t! Lol

I am not sure why people get so upset at receiving mail/​flyers. If I had not received one from Paul Pistey at Leading Mortgage Solutions, I would not have known about how I could greatly improve my financial situation by getting a new loan up to 100% of my homes value and payoff my bills. Paul Pistey was EXTREMELY KNOWLEDGEABLE, PROFESSIONAL, and UPFRONT and HONEST with fees and the loan process. He closed my refi in less than 21 days and was the least expensive and had the lowest rate from the 10 other mortgage companies I called from the flyers I had received. He was always reachable even on the weekends when he answered his phone when he was at the zoo with his family on a Sunday. He went above and beyond in the process and did not do any tricks that other Loan Officers do when they promise you one thing to «GET YOUR BUSINESS» and then change it before you close. After my loan closed he even followed up with me to make sure I did not have any other questions. I have since then referred my friends and co-​workers to him and I have all the trust and respect in him with all of my mortgage needs.
He was the best for me and my family and I greatly appreciate all that he has done for me. It is a shame that some people complain about him (that have never even used him or his company) when his mission is to help people.
Thank you Leading Mortgage Solutions and Paul Pistey!
Sincerely,
Doug S.
Veteran

If you want a dependable, fast working, and on top of his Sh*t person then Chuck LaFlair is your man!
I have used Leading Mortgage Solutions more than once over the last year and have always been very satisfied with their end results. Chuck explained everything to us in easy to understand terms. He made sure everything went how I wanted it to go. We purchased our second home from him and then we refinanced thru him as well. He is very easy to get in touch with if I have any questions and always been very professional. He will either text, email or call me back right away! I love that! I hate waiting around for people, and I appreciate that he understands that time is valuable. The whole team is very friendly and quick and efficient. I dealt with Griselda and she was amazing.
I would recommend Leading Mortgage Solutions to any of my friends looking to purchase or refi. Chuck makes the process quick and painless and on your terms! Highly recommend them!

Re: Paul Pistey of Lending Mortgage Solutions — beware of Paul and his wife; they are both very shady and practice bad business ethics… Maybe posts like mine will inspire them to change…
I rate them a — — — –

Review Prompted by Junk Mail & Suspicion — We receive tons of junk mail — just as much as the next person, but rarely does a solicitation come without a way to «Opt Out».
These folks are Relentless in their marketing, and the fact that they have set up shop in my back yard (preying on the Military members) has gotten me more and more concerned.
As an intelligent person who has previously worked for the owner of a Real Estate Company (who also doubled as a Mortgage Broker), I can say, those people are only looking to make money off of you. That is the bottom line.
Here is the official link to the CA Bureau of Real Estate.
Look at the bottom of the «junk mail» and check for yourselves. Connect the lines between the dots and make your own smart decisions as a Consumer. It’s your right and duty to yourself.

Chuck, you got a bit smarter… now you’re using presorted postage. :-(that’s ok, my shredder does a great job of mulching your garbage.
Speaking of garbage, why do you insist on sending me a half dozen letters a month? I’ve never given a review solely based off of junk mail but you deserve it. You win — most annoying junk-​mailer I’ve ever had.

They purchase your address from someone and send you endless amounts of junk mail.