Access Home Mortgages

Specialties

Access Home Mortgage is your local source for purchase or refinance money on 1 to 4 family dwellings. We are a locally owned business and have been in business in Charlottesville for over 10 years. We are paid by our lender partners so our services and expertise are free to our clients. We have various mortgage products from a number of lenders and because of our low overhead we are very competitive on mortgage rates. We are available for one on one mortgage consultation and advice. Being a local business means we rely on our reputation for personal service, efficient loan processing and top notch results for our clients. 50% of our business is from repeat customers. We treat people like we would like to be treated.

History

Established in 2004.

Access Home Mortgage was founded on the idea that we would provide our expertise and experience on a local basis to our community. We are only licensed to do business in Virginia and take pride in our local presence. We work with recognized national lenders to bring the most competitive rates to our clients. Rather than having one source for mortgage money (like your bank that sells you their one product) we partner with several lender’s to have a broad choice on programs and options for mortgage funds. Our clients get face to face attention with exposure to the national mortgage sources. This has always been our mission in providing personal service with the most competitive rates around.

Meet the Business Owner

Gerald N.

Business Owner

Gerald has 10 years of experience in the mortgage business as owner of Access Home Mortgage. Prior to participating in the mortgage industry Gerald spent 30 years in the insurance industry retiring as a managing director.